Hamilton Rotary Club’s guest speaker at the Thursday, Nov. 9, meeting was Kristen Graves, the Home Educator/Outreach Specialist at Home Ownership Center located in Utica. She is looking to increase awareness of their grants and educational programs in Madison County.

The Home Ownership Center has down payment and closing cost assistance grants available, and also grants to cover the cost of financial coaching. You may qualify for the first time homeowner’s program if you have not owned a home in the past three years. Income guidelines apply. To find out more, visit www.theHomeOwnershipCenter.org.